Professional Help to Payoff Credit Cards and Save

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Professional Help

Our products, ccClassic and ccPremium, were designed with the individual in mind. We wanted to give families, in the privacy of there own home, the ability to come to grips with personal debt. With our products you would be able to see how much debt you have and how long it would take to pay off. Then we provide early payoff options for you to try to see how much money and time you can save. After you select the plan that meets your needs, ccPremium prints off a monthly schedule for you. ccClassic processes one debt at a time and only prints a summary of the results, were as ccPremium looks at all your debt at one time to give you better analysis and planning.

However, there are times when professional help makes sense and should be sought out. The pressures of being in debt can affect every area of our lives. The longer we struggle under the cloud of debt, the worse it gets. Day in and day out life is HARD, but it doesn't have to be that way! There is light at the end of the tunnel and a less stressful life. The fact you're reading this indicates you are trying to do the right thing. Good for you! Now, if you have creditors at your door or you just don't know what to do - let a professional help. Failing to act is not an option! Listed below are three common directions to go for help when struggling with debt. The information is not exhaustive but general in nature. Do you homework before you chose the professional thats right for you, but make the decision to move on. Three common sources for professional help are: Financial Planners, Debt Counselors, and Attorneys.

Financial Planners:

• Common names: Certified Financial Planner, Investment Planner, Retirement Planner, CPA, Accountant, etc. The list is quite long.
• Typically a financial planner can assist you with:
  1. Life Goals Planning
  2. Retirement Needs Analysis
  3. Divorce Financial Analysis
  4. Income Tax Planning
  5. Income Tax Preparation
  6. College Education Funding
  7. Cash Flow Analysis
  8. Debt Repayment Planning
  9. Insurance Review
  10. Portfolio Review and Optimization
  11. Portfolio Management
  12. Estate Plan Review
  13. Mortgage Planning
  14. Financial Check Ups/Second Opinions
  15. Notary Public
  16. And More
• Financial planners are great at seeing the big picture and helping with your overall financial health.
• More and more professionals are using ccProfessional to help their clients to get out of debt and save thousands.
• Fee's can be hourly, fixed rate, ongoing retainer, any number of other plans.

Debt Counselors:

• Common names: Debt Counselors, Credit Counselors, Debt Management Organizations, Credit Counseling Organizations, etc. The list is quite long.
• With Credit Counseling and Debt Management you will:
  1. In Most Cases Stop Creditors From Calling
  2. Work With Your Creditors To Put Together A Budget You Can Live With
  3. Debt Management Plans Can Reduce Interest Rates and Payment Amounts
  4. Creditors Are Typically Inclined To Work With Debt Management Organizations
  5. Credit and Debt Counselors Provide An Alternative To Bankruptcy
  6. And More
• Credit and debt counselors are primarily interested in solving your debt problems, working as an intermediary between you and the creditors.
• Fee's can be rather straight forward to very complex. Make sure you understand the fee schedule and make it work for you.

Attorneys:

• Attorneys Practicing: Bankruptcy Law, Family Law, Estate Planning and Other Fields.
• Typically an attorney can assist you with:
  1. Determine If Bankruptcy Is The Right Choice
  2. Help You Chose Which Type Of Bankruptcy Is Right For You
  3. Filing for Bankruptcy
  4. Stop or Delay Foreclosure
  5. Stop or Delay Eviction
  6. Stop or Delay Utility Disconnects
  7. Stop or Delay Wage Attachments
  8. Stop or Delay Loss of Drivers License
  9. Stop or Delay Lawsuits Filed Against You
  10. Stop Creditor Harrassment
  11. Help Take The Pressure Off Of You
  12. Help Put Together A Debt Repayment Plan
  13. And More
• An attorney can be very helpful. Make sure you find the one you are comfortable with.
• Fee's can be hourly, fixed rate, ongoing retainer, any number of other plans. For bankruptcy it's usually a fixed price.

Send inquiries to: Info@SoaringEagleSoftware.com