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Single Mom Struggling To Make Ends Meet Finds Payday Loan Is Like Making Lemonade
Being a kid I remember thinking about adult life as the happily ever stuff, where I would get married and have a family and life would be smooth as silk and I would have a house with a white picket fence.
The reality is I have the white picket fence, only it's a rental, and two precious daughters, a marriage that ended, an ex-husband that left me bills, more bills than I can pay every month. Of course, my car accident didn't help. Now I'm paying for repairs to the auto shop and finances are so tight I just feel like holding up the white flag and surrendering. But I'm not a quitter. It's not my fault someone hit my car without insurance; that person's finances are probably in worse shape than mine. It's not easy making it these days.
Just yesterday, I looked at a homeless woman about my age, mid thirties wheeling her shopping cart on the corner and I realized that I'm just degrees away from shuffling my gear on the corner like her. My heart went out to her, so I gave her my sandwich and sipped on my lemonade. I know it doesn't sound like much of a lunch, but at the end of the work day, I still have food in a refrigerator to come home to, besides, the lemonade sure tasted good so did helping someone.
There's an old saying, my Momma taught me, when life hands you lemons make lemonade. I always add extra sugar in my batches of lemonade and a dash of mint to take away the bitters. Sipping my lemonade I took a good hard look at my finances. To get my car back from the auto shop I needed to pay them in cash. Unfortunately, I wouldn't have cash until payday, which was a whole two weeks away not to mention that by then all the money would be used up paying for rent, groceries, the minimum payment amount the hospital accepted for my daughter Melinda's appendicitis, the same with Suzanne's dentist bills for braces, and all those other little necessities that didn't get paid the last month.
If I wanted to drive my car again, I needed to pay the auto repair shop something and soon. Melinda who's twelve going on twenty always says, "Mom, go on the Internet you'll find things, it is easy." She's a smart kid.
I went looking on the Internet for a loan with a low interest rate; which reminded me of shopping for a used car. Being in my mid-thirties and financially challenged, I've done that a couple of times and have learned a thing or two about finding a good deal. You don't just jump at the first thing that sounds good, otherwise you could be mislead or conned.
I reviewed numerous online loan companies offering what I came to learn were high interest rates, before I found the lowest rate on the Internet. I couldn't believe the rates at this web site http://www.financial-services-online-fx.com.
Before signing up, I verified their offer and made sure it was legitimate. I'm happy to say it is. It got me out of a tough financial situation, providing cash until payday. Within twenty fours after getting a loan the money appeared in my checking account. The loan company's assured me that my personal information will not be sold to a third party. This is very important. I don't like being solicited by companies trying to sell me things; if I want something I'll research it and find the best deal on my time.
Loan Rate Comparison
Cash Advance
Recent Rates
Typical Competitor
$50
10%
35% $100
8%
20% $300
7%
25% $500
6.2%
30% The pay day loan came in handy for me, now I'm back to driving my car. It's like Momma always said, "If you're in a tough spot, it's ok to ask for help." Being short on cash is nothing to be ashamed or embarrassed about. When life's unforeseen things happen like car accidents, personal illness, death of a loved one, getting fired, auto insurance bill, undergoing a divorce, or when your child is sick, it's nice to know there's someone that can help. Getting a payday loan got me through one of the toughest times in my life, now I'm back to driving my car, enjoying family outings with the kids, and making batches of lemonade.
Tina Mendosa is a single mom living in Seattle, Washington. In Tina's research she reviewed hundreds of articles and found Bob Caldwell's website to have the most valuable articles presented in a way that is easy to understand. At Bob's website Tina found useful information on low interest payday loans, payday cash advance, and bad credit personal loans.
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