ccPremium

From this page you will input credit card type information.
Most of the time only two data items will be needed on this page.
1. Current Balance
2. Annual Rate
If you need more data options feel free to use them.

Credit Card Input Data:

Categories:
1. Regular Purchases
2. Balance Transfers
3. Cash Advances
Current Balance for Each:
Permanent Rate:
1. This is the long term APR shown on the cardholder agreement.
2. It is not the Intro Rate.
Use/Intro:
1. Most of the time the intro rate is not in effect.
2. If it is and you wish to use it - check this box.
Intro Rate:
1. This is not the long term APR.
Rate Change Date:
1. This will be the date the Intro Rate ends.
After completing the credit card input screen press the OK button.

You do not need to to spread money between the different categories if there is only one interest rate or all interest rates are the same. ccPremium only needs to know when any of the three categories is using a different interest rate. Typically cash advances carry a higher rate than regular purchases or balance transfers.

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